Life in Bangalore

Personality is that magnetic & mysterious something that everyone can easily recognize but difficult to define. It is a whole combination of physical, mental traits ,tendencies &temperament. Everyone among us carry a personality of his own. An Individuality determined by the Inheritance and the environment in which he / she grew up. During my schooling, my teacher used to reward the student who used to be the most quiet one in the class. Being a shy & introvert myself, It was not difficult for me to get those rewards year after year. However, as I entered a career, it was quickly made known that there are no rewards for being silent. I had to speakup or be left unheard. Now there are people who are at the other end of the spectrum- Those who have very little inhibition. You can easily identify them because they talk at a decibel level that can be heard around radius of 5 cubicles. A creative self-fulfilling personality is a course between too much inhibition and too littl

Over 100 years ago , an itaian economist got a real shock. Prof. Vilfredo Pareto was investagating wealth in britain. He found a curiously lopsided picture. Fewer people had larger share of the money.And he found 20% of the people had 80% of the wealth.And thus 80/20 principle came into existence. It would be interesting to know that 80/20 rule is not only applicable to business, but also to every aspect of our daily life.For ex., -Check your wardrobe. only 20% of clothes are being used 80% of the time. -Only 1 in every 5 slides that you present generates useful discussion -If you draw a wallchart of your expenses 20% of items cost you 80% of the money So seek out to find the High Impact activities and act upon them. Do More Woth Less. If your objective is to develop High Life-time pay-off habits : Prepare a list of Good habits; Then be very selective and pick only one or two of those habits and start implementing them. It would be a highly rewar

"Take a cup of rice….Add 2 cups of Water…..wait for 3 whistle sounds from the pressure cooker !!! Dear friend you have just cooked the rice. I wish you a very happy married life" …So goes the SMS joke I received recently. It’s not only the newly married but also a Single who face a problem of good food in daily life. Underneath each one of the person, lies a deep desire “I wish I could cook like my mother”. Dear friends & fellow toastmasters Good afternoon to you all. Are you feeling clueless in the kitchen? Then I would like to share my wisdom on tapping your mother’s cooking skills, leading to kitchen empowerment. Cooking boils down to two tasks: A) Doing the right things B) Doing the things right Let’s begin with the right things to do inside a kitchen. Know Your Kitchen: The bare essentials are a cooking gas connection and cutlery. Getting a cooking gas connection is tougher than getting an US visa. So Beg, Borrow or Steal a gas connection in your ho

I am not rich because My dad is not rich and I don’t earn enough. That’s what I used to tell myself. If I only earned a little more, I could save and invest better. The problem with that theory was I was probably making exactly the same argument before my last several raises. Fellow Toastmasters and Dear guests ,Your probability of becoming rich depends not on how much money you work for,but on How much does your Money Work for you? .Today I am going to talk about a financial instrument that will make you a millionaire irrespective of how much you make . The Pill I prescribe is Mutual Fund. Lets look at what is a mutual fund : A mutual fund is a company that combines, or pools, investors' money and, generally, purchases stocks or bonds .Its run by an expert team that know to read the balance sheet and invest in them. It’s a vehicle for investing in Equity forFinancially lay person like me.. If you have got that ability . Please go ahead and invest in Stoc